Cell phone insurance

stacker Posted 5/4/2006 1:45 PM (#43182) Subject: Cell phone insurance Member Posts: 2445 Location: Fremont, Wisconsin I may be the last guy who knows this, but I do now, and maybe I can enlighten someone else. After several years with a cell phone, and paying insurance on different phones for many months, I had a mishap. I will leave it at "It got wet!" I just renewed a contract and pay 6.95 per month for insurance. Surely a 150.00 phone would be worth 7 bucks a month should there be a problem. The part that I did not expect was a deductable when I returned the "Wet" phone. Cellular one charges a 50.00 deductable on the insurance. Now, it just doesn't feel like the insurance was a great deal. Just wanted to let everyone know. hgmeyer_unlogged Posted 5/4/2006 2:06 PM (#43183 - in reply to #43182) Subject: RE: Cell phone insurance Were you given a copy of a written contract when you first bought the insurance? Or, at any time thereafter? If not, then you may have a very large "beef" with them.... Jayman Posted 5/4/2006 3:52 PM (#43192 - in reply to #43182) Subject: RE: Cell phone insurance Member Posts: 1656 Skip the fine print....I wanna know how the phone got "WET". Horshak Posted 5/4/2006 5:57 PM (#43199 - in reply to #43182) Subject: RE: Cell phone insurance Member Posts: 921 Location: Manitowoc, WI I agree with Jayman! I too want to know how it got wet. By the way Denny, Zip-Loc bags are only a couple bucks for 50 of them. LOL! The Man! Posted 5/5/2006 10:54 AM (#43240 - in reply to #43182) Subject: RE: Cell phone insurance Member Posts: 194 A quite a few of my friends have insurance on their cells, i don't, the reason is 6 or 7 dollars a month plus your 40 or 50 dollar deductible, check out ebay, when i got a new phone a few months ago i looked on there, should i break my phone i could buy the same one on ebay brand new for 70 or 80 dollars, versus $250 from the cell company, you just have to make sure that phone is set up for your particular service so your provider can activate it when you get it stacker Posted 5/5/2006 12:56 PM (#43242 - in reply to #43182) Subject: RE: Cell phone insurance Member Posts: 2445 Location: Fremont, Wisconsin The man, that is exactly what I have found. As far as how it got wet, well, sunday afternoon, going to the raft for the last time, everyone is in a hurry. I needed to make a quick pit stop, and they of course called me from a beeping truck in front of my house to tell me to hurry up, and when I tried to answer it, sploosh! Joel "Doc" Kunz Posted 5/5/2006 5:24 PM (#43247 - in reply to #43242) Subject: RE: Cell phone insurance beautiful beautiful